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We offer Vehicle loan for 2-Wheeler and 3-wheeler with focus on Electric Mobility. Rs.40,000 to Rs.3 Lakh

Key Features of -Vehicle Loan

Interest rate

Starting from 16%


Up to 24 months

Loan Amount

Rs 20 K to  Rs 15 Lakh


No collateral or security required.

Factors Affecting rates/ Risk Gradation

the rates can vary for each borrower depending on factors like CIBIL score, income, repayment capability, the amount being borrowed, loan tenure, employment nature, financial history, and other personal loan eligibility criteria.


Your Loan Offer is only a few steps away

Applying for loan is quite simple. Begin by following these simple steps. Our representative will get in touch with you to guide on next steps.


Frequently asked questions

Who we are?

PinCap is Tech Led RBI Registered NBFC. Our vision is a world in which every SME & Individual gets access to affordable credit when they need it most. We work with many compliant leading technology platforms, so we can get you the best loan no matter your size or location.

Why should I choose PinCap?

  • If you are eligible, we deliver your loan to you with minimum paperwork. Most eligible borrowers that work with us can get their loan in 2-3 days. Imagine! Just 2-3 days and cash in the bank!
  • We provide different loan products. This allows us to find you the option that best suits your needs.
  • We make sure that you can afford the loan you want by doing an affordability analysis using advanced technology, so you don’t take out more debt than you can afford.
  • Our process is completely digital, so you don’t need to leave your home or business to meet us or our lender partners.
  • We prepare your application package and do all the hard work for you.

What are the interest rates I get on my loan?

The interest rate offered to you will vary depending on your credit profile, the lender, and the type of loan you are looking for. Our interest ratees are as low as 12%. Per annum.

What is the loan tenure do you offer?

The tenure will vary based on the type of loan you are looking for.

Indicative ranges are:

12 months and max term is 36 months

What is the minimum credit score I need to get a loan ?

Your bureau credit score is only one of many factors a lender will assess when you apply for a loan. Your credit score is a good indication of your willingness to repay, as it reflects your repayment history. Below are indicative credit score to make you eligible for loan products however the same doesn’t guarantee an approval.

Credit Score Range Grade What it means
750 – 900 Excellent Eligible for low interest rates and higher approval chances
700 – 749 Good Can become eligible for better
Credit Score Range Grade What it means
interest rates
650 – 699 Fair The options are limited, but credit approval is possible.
600 – 649 Doubtful Higher interest rates on loans and credit card approval could be harder
Below 600 Immediate Action Required Approval chances are very low

What if I am not eligible for loan today?

We will work to understand your requirement and help you prepare for future debt. Once you are prepared, we assist in securing you a loan from an appropriate lender at the most favorable terms and conditions.

Can you guarantee me a loan?

No but we do our best to help you achieve your goals, but the outcome depends on a variety of factors, so we cannot guarantee a loan. It is important to remember that our loan eligibility result is not a sanction amount. Different loan products have different sanction value depending on their T&Cs and lending policies.

Is my data secure with you?

We ensure our customers and your privacy. Your data will be safely and securely stored, and we will share your data in accordance with our privacy policy and based on your consent.

Your privacy is important to us, and we are committed to protecting and safeguarding your rights. That’s why we only share your data with third parties (like our Technology Partners) if you have given us your permission to do so. We employ state-of-the-art technology and cloud-based security systems to keep your data safe.

How can I give feedback about your services?

We love getting feedback, especially if it helps us improve our service. If you have something you’d like to tell us – either about something we’ve done well or something we can improve on – please write to us at

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